Ghana is preparing to roll out a new telecom security policy aimed at reducing mobile money fraud and improving digital traceability. The initiative will link SIM cards directly to device IMEI numbers through the Central Equipment Identity Register, known as CEIR.
The policy was announced in early December 2025 by the Minister for Communications, Digital Technology, and Innovations, Sam George. Once implemented, both phone numbers and physical devices used in fraud can be identified and blocked.
The move represents a major upgrade to Ghana’s telecom regulation framework.
How the SIM–IMEI System Will Work
The new system builds on Ghana’s earlier SIM registration exercise. That process faced criticism over data gaps and weak enforcement. The updated approach introduces tighter identity and device controls.
Key components include:
Biometric SIM re-registration
All SIM cards will be linked to biometric data from the Ghana Card. This reduces anonymous ownership and identity abuse.
IMEI and SIM integration
Each mobile device’s unique IMEI number will be paired with the SIM in use. Stolen or fraud-linked devices can be flagged across networks.
Network-level blocking
Flagged devices may display alerts such as “IMEI Blocked – Contact Network Provider” and lose service access.
Faster fraud response
Authorities will be able to deactivate implicated numbers and devices more quickly, limiting MoMo-related losses.
Improved rollout process
The government says the exercise will avoid long queues. Options under consideration include digital and app-based registration tools.
Minister Sam George stated that no SIM will be disconnected without due process. He also criticised previous registration efforts, describing them as incomplete and poorly handled.
Why the Government Is Taking This Step
Mobile money fraud has grown alongside digital payments. Scammers often rotate SIM cards and devices to avoid detection. Linking identity, number, and hardware closes this gap.
By integrating CEIR, regulators gain visibility over both users and devices. This makes it harder for fraud networks to re-enter the system after being blocked. The policy aligns with Ghana’s broader digitalisation and financial security agenda.
Public Concerns and Debate
Reaction online has been mixed. Supporters see the policy as overdue. Critics have raised important concerns.
Key issues include:
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Data privacy and biometric protection
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Impact on second-hand phone sales
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SIM-based devices such as modems and routers
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Clarity on appeals and device unblocking
Some users have suggested stronger two-factor authentication and account-level controls as alternative fraud solutions. Others have called for clearer public education before rollout.
What Users Should Do Now
The National Communications Authority will oversee implementation. Ahead of rollout, users are advised to:
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Check their device IMEI using *#06#
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Ensure their SIM is linked to a valid Ghana Card
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Avoid buying phones with tampered or missing IMEI numbers
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Contact their network provider promptly if a device is flagged
Experts also stress the need for strong data protection safeguards to maintain public trust.
What Comes Next
Detailed guidelines are expected from the NCA in the coming weeks. If executed properly, the policy could serve as a model for other West African countries battling digital fraud.
